Tangerang— Digital Marketing and Financial
Management Proven to Boost MSME Revenue. Research conducted by Riska Febrianti,
Yesita Astarina, Dwi Riana, and Ulfah Muharramah from Sriwijaya State
Polytechnic, then published in 2026 in the International Journal of Business
and Applied Economics (IJBAE).
The research conducted by Riska Febrianti, Yesita Astarina, Dwi Riana, and Ulfah Muharramah confirms that the ability to utilize digital marketing and manage finances in an organized manner has been proven to increase SME revenue significantly. The results of this study are relevant because revenue growth remains a major challenge for small businesses amid digital market competition and rising operational costs.
How
the research was carried out
The
study involved MSME actors who actively run their businesses and manage daily
operations. Data were collected through structured questionnaires distributed
to respondents meeting operational and experience criteria. The researchers
then analyzed the responses statistically to measure how strongly digital
marketing practices and financial management influence business income. The
approach allows a direct view of how managerial behavior translates into
financial outcomes.
583-Artikel.+IJBAE.1
In
simple terms, the research examined whether:
- the
use of digital marketing tools increases business income,
- sound
financial management contributes to higher earnings, and
- both
factors together strengthen income performance.
Key
findings from the field
The
results show a clear and positive relationship between managerial capability
and financial success:
- Digital
marketing has a significant positive effect on MSME income. Businesses that promote products
through online platforms, social media, and digital channels report
stronger revenue growth.
- Financial
management also significantly increases income. MSMEs that record transactions,
monitor expenses, and manage cash flow systematically perform better
financially.
- The
combination of both factors produces stronger results than either alone. Digital promotion attracts
customers, while financial control ensures revenue is converted into
sustainable profit.
- Internal
management explains a substantial share of income variation. This means business performance
is not determined solely by external market conditions, but also by how
owners run their operations.
The findings confirm that technology adoption without financial discipline is incomplete, and bookkeeping without market reach limits growth. Together, they form a reinforcing cycle: better promotion increases sales, while sound financial control maintains stability and reinvestment capacity.
Why
digital marketing makes a difference
Digital
marketing expands market reach beyond physical locations. Social media, online
marketplaces, and digital communication tools allow MSMEs to reach broader
audiences at relatively low cost. The researchers note that consistent online
presence, customer interaction, and digital branding help businesses remain
competitive in fast-moving markets.
At
the same time, increased sales activity demands stronger financial control.
Without proper recording and planning, higher revenue can be offset by
uncontrolled expenses. The study shows that businesses with clear budgeting,
expense tracking, and financial planning convert more sales into net income.
Implications
for business development
For
MSME owners, the message is practical: learning digital marketing skills and
basic financial management can directly improve income. Training programs that
combine social media marketing strategies with simple accounting practices are
likely to produce tangible economic benefits.
For
educators and training institutions, the study supports integrated curricula
that blend technology skills with financial literacy. Teaching these areas
separately may limit impact, while combining them aligns with real business
needs.
For
policymakers, the research underlines the importance of supporting MSME digital
transformation alongside financial education. Programs that provide access to
digital platforms, mentoring, and bookkeeping tools can accelerate local
economic growth and resilience.
Academic
perspective
The
authors from Politeknik Negeri Sriwijaya emphasize that MSME development is not
solely about capital assistance. Managerial competence, especially in digital
engagement and financial control, shapes long-term sustainability. Their work
positions internal capability building as a key strategy in strengthening
Indonesia’s small business ecosystem.
Author
Profiles
- Riska
Febrianti – Politeknik Negeri Sriwijaya
- Yesita
Astarina – Politeknik Negeri Sriwijaya.
- Dwi
Riana – Politeknik Negeri Sriwijaya.
- Ulfah
Muharramah – Politeknik
Negeri Sriwijaya.
Research
Source
Febrianti, R., Astarina, Y., Riana, D., & Muharramah, U. (2026). The Influence of Digital Marketing and Financial Management on MSME Income. International Journal of Business and Applied Economics (IJBAE) Vol. 5, No. 1 January 2026: 405-420
DOI :
https://doi.org/10.55927/ijbae.v5i1.583
URL Resmi: https://nblformosapublisher.org/index.php/ijbae
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